Terms & Conditions

1. Acceptance of Terms

By accessing and using Klaro Budget ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Klaro Budget is a personal finance management application that helps users track income, expenses, bills, and financial goals. The Service is currently in beta and is provided for personal, non-commercial use only.

3. User Account and Registration

To use certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your account credentials
• Accept responsibility for all activities that occur under your account

4. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, threatening, or inappropriate content
• Attempt to gain unauthorized access to the Service or other user accounts
• Use the Service for any commercial purpose without express permission

6. Beta Service Disclaimer

Klaro Budget is currently in beta testing. The Service may contain bugs, errors, or other issues. We make no warranties about the availability, reliability, or accuracy of the Service during the beta period. Use of the beta Service is at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, Klaro Budget shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8. Financial Advice Disclaimer

Klaro Budget is a financial tracking tool and does not provide financial, investment, or tax advice. The information and tools provided are for informational purposes only. You should consult with a qualified financial advisor for personalized financial guidance.

9. Termination

We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Continued use of the Service after such modifications constitutes acceptance of the updated Terms.